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Investing in mortgage debt

Investing in mortgage debt

by Alberto Fernández Boira | Jul 16, 2025 | Banking, Real Estate, Sin categorizar

Investing in mortgage debt consists of acquiring credit rights secured by mortgages, i.e., with the guarantee of a property that is recognized in the registry, with the aim of obtaining a real estate property or a financial return at a price below the market price....
New ITP regime for real estate acquisitions in Catalonia – June 2025

New ITP regime for real estate acquisitions in Catalonia – June 2025

by Alberto Fernández Boira | Jun 30, 2025 | Real Estate, Sin categorizar

Last Friday, June 27, 2025, Decree-Law 5/2025 came into force, which reconfigures the Transfer Tax (ITP) on real estate transactions in Catalonia. Below, we explain how it can affect you in your future acquisitions with five keys: Progressive scale of ITP on used...
The TC annuls the procedural requirement for large landlords to recover possession

The TC annuls the procedural requirement for large landlords to recover possession

by Alberto Fernández Boira | Feb 15, 2025 | Real Estate

This week we echoed the ruling of the Constitutional Court(STC 5514-2023) that resolves the appeal of unconstitutionality filed against the Law on the right to housing. As a litigator and as I represent large holders (small, medium and large) -let us remember that a...
Claim for defects in workmanship

Claim for defects in workmanship

by Alberto Fernández Boira | Sep 30, 2024 | Real Estate, Sin categorizar

In today’s article we are going to talk about how to claim for defects in workmanship. This type of claim, although it may have similarities, is not based on the remedies of the purchase and sale in general, i.e., remedies for hidden defects or lack of...
The assignment of the auction for real estate acquisition

The assignment of the auction for real estate acquisition

by Alberto Fernández Boira | Sep 23, 2024 | Banking, Bankruptcy, Mercantil, Real Estate

Auctions are one of the distressed asset investment formulas that I like the most. To put it in context, if the most incipient phase in an investment process in distressed assets would be the purchase of mortgage debt as NPL (Non performance Loan), phase in which the...

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