{"id":4747,"date":"2023-08-24T10:43:26","date_gmt":"2023-08-24T10:43:26","guid":{"rendered":"https:\/\/fernandezboira.com\/second-chance-law\/"},"modified":"2025-08-06T15:44:28","modified_gmt":"2025-08-06T15:44:28","slug":"second-chance-law","status":"publish","type":"page","link":"https:\/\/fernandezboira.com\/en\/second-chance-law\/","title":{"rendered":"Second Chance Law"},"content":{"rendered":"

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second chance law<\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=”4.20.2″ _module_preset=”40361016-9796-44b2-a3d3-92116d0ca0c5″ text_text_color=”#FFFFFF” global_colors_info=”{%22gcid-dfca0e9b-c2d5-4a0d-bd54-692f77707a05%22:%91%22text_text_color%22%93}”]<\/p>\n

Have you reached a point where you can no longer meet your payment obligations? Are you distressed by loans you can’t afford? Have you experienced a business failure? We will assess the viability of your case and we can cancel up to 100% of your debts. <\/p>\n

[\/et_pb_text][et_pb_button button_url=”tel:+34934920364″ button_text=”Call now” _builder_version=”4.20.2″ _module_preset=”e8c992ad-ad43-4bfe-8c63-27ac5feedf4f” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.20.2″ _module_preset=”default” custom_padding=”||0px|||” filter_opacity=”70%” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.20.0″ _module_preset=”default” background_color=”#2C2E34″ custom_padding=”20px|20px|20px|20px|true|true” border_radii=”on|10px|10px|10px|10px” global_colors_info=”{}”][et_pb_blurb title=”Alberto Fern\u00e1ndez Boira, CFA” image=”https:\/\/fernandezboira.com\/wp-content\/uploads\/2023\/05\/albertofernandezboira.jpg” image_icon_width=”64px” _builder_version=”4.20.2″ _module_preset=”bd65cc5b-4b0d-44f2-a62d-a8874770545f” body_text_color=”#FFFFFF” body_link_font=”||on||on||||” body_link_text_color=”#FFFFFF” locked=”off” global_colors_info=”{%22gcid-ad629ad7-29bc-4d34-a428-476c380868ee%22:%91%22text_text_color%22,%22link_text_color%22,%22body_link_text_color%22%93,%22gcid-dfca0e9b-c2d5-4a0d-bd54-692f77707a05%22:%91%22header_3_text_color%22%93}”]<\/p>\n

Lawyer and Insolvency Administrator
Meet his CV<\/a><\/p>\n

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Cancel up to 100% of your debts<\/h4>\n

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They come from a business crisis or due to consumer over-indebtedness. Whether you are an entrepreneur or a worker. The Second Chance Law helps people to start over. <\/p>\n

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Stop liens and foreclosures<\/h4>\n

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Put an end to garnishments on your salary or pension. Stop foreclosure on your home before it is too late with the Second Chance Law. <\/p>\n

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Contact us NOW with no obligation<\/h4>\n

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Through the contact section or by Whatsapp. In less than 24 hours we will be interested in your case and we will analyze its viability. <\/p>\n

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Get out of delinquent files<\/h4>\n

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The solution to telephone harassment by debt collection companies and debt registers is the Second Chance Law.<\/p>\n

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Specialists and personalized service<\/h4>\n

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We have been helping individuals and families since the Second Chance Law was passed. A professional reference from the beginning to the end of the procedure. <\/p>\n

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Fees<\/h4>\n

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Flexible payment of fees in up to 20 monthly installments, subject to approval.<\/p>\n

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Alberto Fern\u00e1ndez Boira, CFA<\/h1>\n

[\/et_pb_text][et_pb_divider color=”#b4926b” divider_weight=”3px” _builder_version=”4.20.2″ _module_preset=”default” width=”22%” module_alignment=”left” custom_margin=”18px|-1px|18px||true|false” global_colors_info=”{}”][\/et_pb_divider][et_pb_text _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

He holds a law degree from the University of Barcelona and is a member of the Barcelona Bar Association and an investment analyst.<\/p>\n

After completing his law studies, he began his professional career in a well-known Barcelona firm of external lawyers for financial institutions, working in the Litigation, Banking and Insolvency departments. Subsequently, he obtained a Master of Laws (LLM) degree in International Business Law from ESADE. <\/p>\n

He earned the CFA designation in 2022. The CFA credential is the most respected and recognized investment designation in the world, demonstrating superior competence in advanced portfolio management, financial expertise and technical skills, backed by ethical conduct and the highest standard of practice. <\/span> <\/span><\/p>\n

[\/et_pb_text][et_pb_button button_url=”https:\/\/fernandezboira.com\/en\/lawyer\/” url_new_window=”on” button_text=”View Full CV” _builder_version=”4.20.2″ _module_preset=”default” custom_button=”on” button_text_color=”#0C71C3″ global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”FAQ” _builder_version=”4.20.2″ _module_preset=”default” background_color=”rgba(181,181,181,0.8)” global_colors_info=”{}”][et_pb_row _builder_version=”4.20.2″ _module_preset=”default” max_width=”700px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.2″ _module_preset=”b6cb9bd8-0fbd-4699-b58d-51b3d480db23″ header_2_font=”Merriweather|700|||||||” header_2_text_color=”#000000″ header_2_font_size=”52px” header_2_line_height=”1.2em” text_orientation=”center” header_2_font_size_tablet=”32px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|tablet” header_2_line_height_tablet=”1.3em” header_2_line_height_phone=”1.4em” header_2_line_height_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n

Frequently Asked Questions about the Second Chance Law<\/h2>\n

[\/et_pb_text][et_pb_accordion open_toggle_text_color=”#000000″ open_toggle_background_color=”RGBA(0,0,0,0)” closed_toggle_background_color=”RGBA(0,0,0,0)” icon_color=”#000000″ use_icon_font_size=”on” icon_font_size=”24px” icon_font_size_tablet=”20px” icon_font_size_phone=”16px” icon_font_size_last_edited=”on|phone” _builder_version=”4.16″ _module_preset=”default” toggle_text_color=”#000000″ toggle_font=”Merriweather|700|||||||” toggle_font_size=”18px” toggle_line_height=”1.6em” body_text_color=”#000000″ body_line_height=”1.8em” custom_padding=”||||false|false” toggle_font_size_tablet=”18px” toggle_font_size_phone=”12px” toggle_font_size_last_edited=”on|phone” body_font_size_tablet=”15px” body_font_size_phone=”14px” body_font_size_last_edited=”off|desktop” border_width_all=”0px” border_color_all=”#000000″ border_width_bottom=”2px” global_colors_info=”{}”][et_pb_accordion_item title=”What is the Second Chance Law?” open=”on” _builder_version=”4.16″ _module_preset=”default” custom_padding=”|0px||0px|false|true” global_colors_info=”{}”]<\/p>\n

The Second Chance Law is a regulation approved in 2015 that introduces a mechanism for the exoneration or cancellation of debts through a bankruptcy process for individuals who are in a state of insolvency, either due to a business or labor crisis or due to consumer over-indebtedness.<\/span><\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”Can I cancel all my debts?” _builder_version=”4.16″ _module_preset=”default” custom_padding=”|0px||0px|false|true” global_colors_info=”{}”]<\/p>\n

The Second Chance Law allows the cancellation, with some exceptions such as debts for alimony or derived from crimes, of debts under private law, such as bank loans, debts for supplies, payments to suppliers, etc…<\/p>\n

For the time being, debts with the Tax Authorities and Social Security are exonerable up to 10,000 euros each.<\/p>\n

 <\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”Will I lose my home if I take advantage of the Second Chance Law?” _builder_version=”4.16″ _module_preset=”default” custom_padding=”|0px||0px|false|true” global_colors_info=”{}”]<\/p>\n

The Second Chance Law allows the exoneration without liquidation of the debtor’s assets subject to a payment plan, therefore in some cases the exoneration of debts is compatible with the preservation of the debtor’s habitual residence.<\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”What are the requirements to qualify for the Second Chance Law?” _builder_version=”4.16″ _module_preset=”default” custom_padding=”|0px||0px|false|true” global_colors_info=”{}”]<\/p>\n

In general, the measure of exoneration of unsatisfied liabilities requires that the applicant be a bona fide debtor.<\/p>\n

This implies:<\/p>\n

Not having been convicted in the previous ten years for crimes against patrimony.<\/p>\n

Not having been sanctioned for very serious infractions against the Treasury or Social Security.<\/p>\n

Not having been declared guilty in the insolvency proceeding.<\/p>\n

Comply with the duties of collaboration with the insolvency administration.<\/p>\n

[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_accordion_item title=”Second Chance Law Success Stories” open=”on” open_toggle_text_color=”#b4926b” closed_toggle_text_color=”#0C71C3″ toggle_icon=”e||divi||400″ _builder_version=”4.20.2″ _module_preset=”default” link_option_url_new_window=”on” global_colors_info=”{}” toggle_level=”h1″]<\/p>\n

Second Chance Order September 6, 2022 JPI 3 Badalona<\/a><\/p>\n

Second Chance Order March 22, 2022 Mercantile 4 of Barcelona<\/a><\/p>\n

Second Chance Order February 9, 2022 JPI 50 de Barcelona<\/a><\/p>\n

Second Chance Order February 1, 2022 Mercantile 2 of Barcelona<\/a><\/p>\n

Second Chance Order September 6, 2021 JPI 50 Barcelona<\/a><\/p>\n

Second Chance Order December 10, 2020 Mercantil 11 de Barcelona<\/a><\/p>\n

Second Chance Order November 9, 2020 Mercantil 10 de Barcelona<\/a><\/p>\n

Second Chance Order December 21, 2020 Mercantil 2 de Barcelona<\/a><\/p>\n

Second Chance Auto March 2019 JPI 50 of Barcelona<\/a><\/p>\n

Auto Second Chance November 2017 JPI of Vic<\/a><\/p>\n

Second Chance Auto November 2015 Mercantil 2 de Barcelona<\/a><\/p>\n

[\/et_pb_accordion_item][et_pb_accordion_item title=”Press” open_toggle_text_color=”#b4926b” closed_toggle_text_color=”#0C71C3″ toggle_icon=”e||divi||400″ _builder_version=”4.20.2″ _module_preset=”default” link_option_url_new_window=”on” global_colors_info=”{}” toggle_level=”h1″]<\/p>\n

“The Second Chance Law allows bona fide debtors to start over” La Vanguardia 18-9-2015.<\/a><\/p>\n

[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Request Appoinment Section” _builder_version=”4.16″ background_image=”https:\/\/fernandezboira.com\/wp-content\/uploads\/2023\/03\/law-firm-08.jpg” parallax=”on” custom_padding=”150px||0px|||” global_colors_info=”{}”][et_pb_row admin_label=”Request Appoinment Area” _builder_version=”4.16″ custom_padding=”0px|0px|0px|0px” box_shadow_style=”preset2″ box_shadow_horizontal=”0px” box_shadow_vertical=”-15px” box_shadow_blur=”60px” box_shadow_color=”rgba(29,61,71,0.2)” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_contact_form email=”despacho@fernandezboira.com” title=”Contact us. 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In less than 24 hours we will contact you. ” submit_button_text=”Send to” module_id=”et_pb_contact_form_0″ _builder_version=”4.20.2″ form_field_background_color=”rgba(0,0,0,0)” title_font=”Prata||||||||” title_font_size=”42px” title_line_height=”1.4em” form_field_font=”||||||||” form_field_font_size=”16px” background_color=”rgba(255,255,255,0.95)” custom_button=”on” button_text_size=”14px” button_text_color=”rgba(0,0,0,0.8)” button_bg_color=”#b4926b” button_border_width=”12px” button_border_color=”#b4926b” button_border_radius=”0px” button_letter_spacing=”4px” button_font=”|700||on|||||” button_icon=”$||divi||400″ custom_margin=”|||” custom_padding=”50px|60px|80px|60px” animation_style=”slide” animation_direction=”right” animation_intensity_slide=”5%” animation_starting_opacity=”100%” border_width_all=”1px” border_color_all=”rgba(0,0,0,0.12)” border_style_all=”solid” use_border_color=”on” border_color=”rgba(0,0,0,0.12)” form_background_color=”rgba(0,0,0,0)” global_colors_info=”{}”][et_pb_contact_field field_id=”Nombre” field_title=”Your Name” fullwidth_field=”on” _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_contact_field][et_pb_contact_field field_id=”Email” field_title=”Your Email Address” field_type=”email” _builder_version=”4.20.2″ global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_contact_field][et_pb_contact_field field_id=”Telefono” field_title=”Your Phone” _builder_version=”4.20.2″ global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_contact_field][et_pb_contact_field field_id=”Message” field_title=”Explain us your case. We respond in less than 24 hours. ” field_type=”text” fullwidth_field=”on” _builder_version=”4.20.2″ global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_contact_field][et_pb_contact_field field_id=”verificacion” field_title=”Privacy Policy” field_type=”checkbox” checkbox_options=”%91{%22value%22:%22I have read and accept the privacy and data protection policy. The data entered will be incorporated into a file owned by the owner in order to manage the consultation and service. %22,%22checked%22:0,%22dragID%22:-1}%93″ fullwidth_field=”on” _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_contact_field][\/et_pb_contact_form][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Client Feedback Section” _builder_version=”4.16″ custom_padding=”60px||0px|||” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ admin_label=”Client Feedback Area” _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”2_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Title” _builder_version=”4.16″ text_font=”||||||||” header_font=”||||||||” header_2_font=”Playfair Display||||||||” header_2_font_size=”48px” header_2_line_height=”1.6em” custom_margin=”||10px|” custom_padding=”|||” animation_style=”fade” header_2_font_size_tablet=”40px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

From our customers:<\/h2>\n

[\/et_pb_text][et_pb_divider color=”#ffa40d” divider_position=”center” divider_weight=”3px” _builder_version=”4.16″ max_width=”70px” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”10%” animation_starting_opacity=”100%” locked=”off” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”60px|||” global_colors_info=”{}” custom_padding__hover=”|||”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Client Feedback Section” _builder_version=”4.16″ custom_padding=”0px||33px|||” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ admin_label=”Testimonial Area” _builder_version=”4.16″ max_width=”1280px” custom_margin=”|||” custom_padding=”0px|||||” use_custom_width=”on” custom_width_px=”1280px” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=”M.V.” quote_icon=”off” _builder_version=”4.20.2″ body_font=”||||||||” body_font_size=”16px” body_line_height=”2em” use_background_color=”off” module_alignment=”center” custom_margin=”3px|||||” custom_padding=”0px|||||” animation_style=”fade” global_colors_info=”{}”][\/et_pb_testimonial][et_pb_image src=”https:\/\/fernandezboira.com\/wp-content\/uploads\/2023\/03\/stars-5.png” align_tablet=”center” align_phone=”center” align_last_edited=”on|desktop” _builder_version=”4.16″ custom_margin=”||0px|” animation_style=”slide” animation_direction=”bottom” animation_intensity_slide=”16%” global_colors_info=”{}”][\/et_pb_image][et_pb_testimonial quote_icon=”off” _builder_version=”4.20.2″ body_font=”||||||||” body_font_size=”16px” body_line_height=”2em” use_background_color=”off” module_alignment=”center” animation_style=”fade” global_colors_info=”{}”]<\/p>\n

“very correct and efficient person in all his assignments<\/span>.”<\/p>\n

[\/et_pb_testimonial][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=”A.A.G.” quote_icon=”off” _builder_version=”4.20.2″ body_font=”||||||||” body_font_size=”16px” body_line_height=”2em” use_background_color=”off” module_alignment=”center” custom_margin=”3px|||||” custom_padding=”0px|||||” animation_style=”fade” global_colors_info=”{}”][\/et_pb_testimonial][et_pb_image src=”https:\/\/fernandezboira.com\/wp-content\/uploads\/2023\/03\/stars-5.png” align_tablet=”center” align_phone=”center” align_last_edited=”on|desktop” _builder_version=”4.16″ custom_margin=”||0px|” animation_style=”slide” animation_direction=”bottom” animation_delay=”100ms” animation_intensity_slide=”16%” locked=”off” global_colors_info=”{}”][\/et_pb_image][et_pb_testimonial quote_icon=”off” _builder_version=”4.16″ body_font=”||||||||” body_font_size=”16px” body_line_height=”2em” use_background_color=”off” module_alignment=”center” animation_style=”fade” locked=”off” global_colors_info=”{}”]<\/p>\n

“At all times the treatment was exceptional. Alberto’s professionalism lived up to the expectations and we were able to achieve to achieve what we were looking for. The implication was unbeatable. I would recommend him without a doubt. <\/span>“<\/p>\n

[\/et_pb_testimonial][et_pb_divider color=”#b4926b” divider_weight=”3px” _builder_version=”4.20.2″ _module_preset=”default” width=”11%” module_alignment=”center” custom_margin=”18px|-1px|18px||true|false” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_testimonial author=”G.V.” quote_icon=”off” _builder_version=”4.20.2″ body_font=”||||||||” body_font_size=”16px” body_line_height=”2em” use_background_color=”off” module_alignment=”center” custom_margin=”3px|||||” custom_padding=”0px|||||” animation_style=”fade” global_colors_info=”{}”][\/et_pb_testimonial][et_pb_image src=”https:\/\/fernandezboira.com\/wp-content\/uploads\/2023\/03\/stars-5.png” align_tablet=”center” align_phone=”center” align_last_edited=”on|desktop” _builder_version=”4.16″ custom_margin=”||0px|” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”16%” locked=”off” global_colors_info=”{}”][\/et_pb_image][et_pb_testimonial quote_icon=”off” _builder_version=”4.16″ body_font=”||||||||” body_font_size=”16px” body_line_height=”2em” use_background_color=”off” module_alignment=”center” animation_style=”fade” locked=”off” global_colors_info=”{}”]<\/p>\n

“Very professional lawyer, very willing to help and explain the whole process in a clear way. Always available, very committed and persistent throughout the process. 100% recommendable. Thank you very much for the help and resolution of the process! <\/span>“<\/p>\n

[\/et_pb_testimonial][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Latest News Section” _builder_version=”4.16″ background_color=”#f7f7f7″ custom_padding=”0px||47px|||” global_colors_info=”{}”][et_pb_row admin_label=”Latest News Area” _builder_version=”4.16″ locked=”off” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”Title” _builder_version=”4.16″ text_font=”||||||||” header_font=”||||||||” header_2_font=”Playfair Display||||||||” header_2_text_align=”center” header_2_font_size=”48px” header_2_line_height=”1.6em” custom_margin=”||10px|” custom_padding=”|||” animation_style=”fade” header_2_font_size_tablet=”40px” header_2_font_size_phone=”” header_2_font_size_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

Articles related to the Second Chance Law<\/h2>\n

[\/et_pb_text][et_pb_divider color=”#ffa40d” divider_position=”center” divider_weight=”3px” _builder_version=”4.16″ max_width=”70px” module_alignment=”center” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”10%” animation_starting_opacity=”100%” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row admin_label=”Latest News Area” _builder_version=”4.16″ max_width=”1280px” custom_padding=”20px||0px|” use_custom_width=”on” custom_width_px=”1280px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blog fullwidth=”off” posts_number=”3″ include_categories=”360″ show_categories=”off” show_pagination=”off” _builder_version=”4.20.2″ header_font=”Roboto Slab||||||||” header_line_height=”1.5em” body_font=”||||||||” body_line_height=”2.4em” meta_font=”||||||||” meta_text_color=”#9a9a9a” animation_style=”fade” border_width_all=”0px” border_color_all=”#d8d8d8″ border_style_all=”solid” border_width_all_fullwidth=”1px” border_color_all_fullwidth=”#d8d8d8″ border_style_all_fullwidth=”solid” box_shadow_style=”preset1″ box_shadow_vertical=”15px” box_shadow_blur=”60px” box_shadow_color=”rgba(29,61,71,0.2)” use_border_color=”on” global_colors_info=”{}”][\/et_pb_blog][et_pb_button button_text=”More articles” button_alignment=”center” _builder_version=”4.20.2″ custom_button=”on” button_text_size=”14px” button_text_color=”#2a2a2a” button_border_width=”2px” button_border_color=”#ffa40d” button_border_radius=”0px” button_letter_spacing=”4px” button_font=”|700||on|||||” button_icon=”$||divi||400″ custom_padding=”10px||10px|” animation_style=”fade” button_bg_color_hover=”rgba(0,0,0,0)” locked=”off” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”on” button_bg_color__hover=”rgba(0,0,0,0)” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.20.2″ _module_preset=”default” background_color=”#1d1d25″ custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

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Contact us:<\/span> <\/h3>\n<\/blockquote>\n

[\/et_pb_text][et_pb_blurb use_icon=”on” font_icon=”||divi||400″ icon_color=”#b4926b” icon_placement=”left” image_icon_width=”24px” content_max_width=”100%” _builder_version=”4.20.2″ _module_preset=”5925799d-4f5f-4319-bb9c-f47af7a15663″ header_font=”Merriweather|700|||||||” header_text_color=”#FFFFFF” header_font_size=”18px” header_line_height=”1.2em” body_text_color=”#FFFFFF” body_line_height=”1.8em” body_link_text_color=”#FFFFFF” custom_margin=”||40px||false|false” animation=”off” header_font_size_tablet=”20px” header_font_size_phone=”16px” header_font_size_last_edited=”on|phone” header_line_height_tablet=”1.8em” header_line_height_phone=”2em” header_line_height_last_edited=”on|phone” body_font_size_tablet=”15px” body_font_size_phone=”14px” body_font_size_last_edited=”on|phone” icon_font_size=”24px” use_circle=”off” use_circle_border=”off” circle_border_color=”#7EBEC5″ circle_color=”#7EBEC5″ locked=”off” global_colors_info=”{}”]<\/p>\n

93 492 03 64<\/span><\/p>\n

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despacho@fernandezboira.com<\/span><\/p>\n

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Paseo de Gracia 12, 1\u00ba<\/span>
08007 Barcelona<\/span><\/p>\n

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\n

Practice Areas:<\/span><\/h3>\n<\/blockquote>\n

Civil Lawyer in Barcelona<\/span><\/p>\n

Commercial Lawyer in Barcelona<\/span><\/p>\n

Second Chance Lawyer in Barcelona<\/span><\/p>\n

Immigration Lawyer in Barcelona<\/span><\/p>\n

Accident Lawyer in Barcelona<\/span><\/p>\n

Bankruptcy Lawyer in Barcelona<\/span><\/p>\n

<\/span><\/p>\n

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Follow us on Social Networks:<\/span><\/h3>\n<\/blockquote>\n

[\/et_pb_text][et_pb_social_media_follow _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_social_media_follow_network social_network=”facebook” url=”https:\/\/www.facebook.com\/fernandezboira” _builder_version=”4.20.2″ _module_preset=”default” background_color=”#3b5998″ global_colors_info=”{}”]facebook[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”linkedin” url=”https:\/\/www.linkedin.com\/in\/fernandezboira\/” _builder_version=”4.20.2″ _module_preset=”default” background_color=”#007bb6″ global_colors_info=”{}”]linkedin[\/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=”instagram” url=”https:\/\/www.instagram.com\/fb.legal” _builder_version=”4.20.2″ _module_preset=”default” background_color=”#ea2c59″ global_colors_info=”{}”]instagram[\/et_pb_social_media_follow_network][\/et_pb_social_media_follow][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.20.2″ _module_preset=”default” custom_padding=”4px|||||” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Legal notice and privacy policy<\/p>\n

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second chance lawHave you reached a point where you can no longer meet your payment obligations? Are you distressed by loans you can’t afford? Have you experienced a business failure? We will assess the viability of your case and we can cancel up to 100% of your debts. Lawyer and Insolvency AdministratorMeet his CVCancel up […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"jetpack_post_was_ever_published":false,"footnotes":""},"class_list":["post-4747","page","type-page","status-publish","hentry"],"aioseo_notices":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"_links":{"self":[{"href":"https:\/\/fernandezboira.com\/en\/wp-json\/wp\/v2\/pages\/4747","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fernandezboira.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fernandezboira.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fernandezboira.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fernandezboira.com\/en\/wp-json\/wp\/v2\/comments?post=4747"}],"version-history":[{"count":2,"href":"https:\/\/fernandezboira.com\/en\/wp-json\/wp\/v2\/pages\/4747\/revisions"}],"predecessor-version":[{"id":4749,"href":"https:\/\/fernandezboira.com\/en\/wp-json\/wp\/v2\/pages\/4747\/revisions\/4749"}],"wp:attachment":[{"href":"https:\/\/fernandezboira.com\/en\/wp-json\/wp\/v2\/media?parent=4747"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}